'Balancing present and future self'

In this session, Dr. Tom shares how your mindset shapes your money decisions - especially when thinking about your future self. Studies show that people who feel connected to their future selves are more likely to save, invest, and plan ahead. But it’s also important to spend money on things that bring joy, connection, and meaning right now. Dr. Tom will talk about how to balance your needs today with your goals for tomorrow - so your financial life feels fuller and less stressful.
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